Frequently Asked Questions

Get answers to your questions.

All Questions
  • All Questions

Does Victory Used Cars Offer A Warranty?

Yes, all Victory used cars come with our Free Labor Warranty that covers your car for the life of the loan!

Can I Buy A Car With No Credit Check?

While a credit check is required, it’s not the deciding factor on getting approved to buy a car. We look at you current situation as a whole, and can get you approved even with bad credit.

Can I Finance a Used Car?

Victory offers in-house auto financing for every used car on our lot with a quick-and-easy approval process based on your current financial situation.

Are Used Cars Reliable?

Victory stands behind every used car on our lot. When you finance a vehicle with us, we offer a Free Labor Warranty on all repairs done at Victory!

How Can I Get Approved for a Car?

Get fast and easy approval on a new ride by bringing a valid photo ID, proof of income like a paycheck stub or bank statements, and proof of residence such as a lease agreement or utility bill.

Is Buy-Here, Pay-Here a Good Idea?

Victory Used Cars is perfect for drivers who need a vehicle but need someone to help buy one because of bad credit history or anything else in their past. We only care about your future.

How Can I Get a Car Loan with Bad Credit?

If a traditional bank or car dealership has denied you for an auto loan, then Victory Used Cars might be perfect for you! No matter your credit score or history, you can get approved for a car loan at Victory Used Cars after answering just a few simple questions!

How Does Buy-Here, Pay-Here Financing Work?

At Victory Used Cars, we look at your current financial situation to approve you for a car loan. Your credit score is not the deciding factor – we only care about your future and helping you get into the driver’s seat!

Does Buy-Here, Pay-Here Depend on My Credit?

Victory understands our customers are more than just a credit score. Instead of using only your credit history like traditional banks and car dealerships to make financing approval decisions, we focus on your current income and financial situation to help you get the auto financing you need.

What is a Buy-Here, Pay-Here Car Lot?

A Buy-Here, Pay-Here dealership offers personalized financing options at the dealership rather than through a bank or credit union. That means you make your payments at the dealership where you bought the car. At Victory Used Cars, we can approve you for an easy in-house, bad-credit car loan on site, in person, on the spot…