FINANCE DEPARTMENT

Car Loans in Oklahoma City

At Victory Used Cars, our mission is to get you into the car you deserve today. We want to make it as easy on you as possible and that’s why we offer financing in-house that's not determined by a credit check. Our approval process revolves around your future, not your past. With just a few easy steps, you can apply for an auto loan with no credit score requirements that will allow you to pick out the car you want and drive it home the same day. At Victory, we provide a buy here pay here used car dealership experience that gives you the chance to move past your credit history and into a new car today.

Have questions? Get answers from our FAQs page.

Why Should I Finance With Victory Used Cars?

 

There are a number of used car dealerships in OKC, so why choose to finance with Victory Used Cars? Victory Used Cars offers a fast and easy approval process that is designed to be hassle-free. The entire process is streamlined because everything is done in-house. This provides flexibility for financing – even if you have bad credit or a minimal down payment. Our buy here pay here car dealership provides in-house financing that’s suited to your needs.

Used Car Dealership

How Do I Apply For Auto Financing?

Applying for auto financing with Victory Used Cars is a simple process. You can get started right now by filling out the auto financing contact form above. We’ll get in touch and walk you through the details.

You will need to provide just three things in order to get the financing process moving: your driver’s license, proof of income, and proof of home address. You can show proof of income with a recent pay stub from your job. Proof of address can be provided by bringing in paperwork such as a recent bill from your utilities with your address on it or a lease agreement. These three pieces of documentation provide enough information for a financing decision at Victory Used Cars. There is no need to fill out complicated forms or long finance applications, because financing decisions are made in-house.

Can I Get Approved Without A Credit Check?

Victory Used Cars runs a basic credit check, but we don't base our financing decisions off your credit score alone. You can get approved for financing even if you have bad credit. Our friendly team works with buyers who are working to establish or rebuild their credit every day.

Traditional car dealerships and financial institutions are laser-focused on your credit score when making financing decisions. Many places won’t even consider you for a loan if you don’t meet their minimum required credit score! This type of institution bases financing decisions almost completely on what happened in your past: after all, common life events such as divorce, illness, foreclosure, bankruptcy and repossession can all have an impact on your credit score.

Fortunately, our dealership is different. The financing decisions at Victory are based off of your current situation and not on your past.

Can I Buy A Car With A Low Down Payment?

You can get your next car from our dealership with a low down payment!

Coming up with a large down payment can make getting into a vehicle difficult for many people. Fortunately, you have a local option for getting a car even if you need to make a low down payment. If you are looking for buy here pay here in OKC with a small down payment, Victory Used Cars has you covered. At Victory, you can get into a vehicle with a low down payment. This means that you can quickly get into the car you need today, without having to wait until you can afford a large down payment.

Why Get Pre-Approved at Victory Used Cars?

TRANSPARENT PRICING

We are totally up front and transparent when it comes to our prices. We know you need a vehicle, and we want to help you get approved and into the car you want as quickly as possible – without any hassle!

PREMIUM USED VEHICLES

No matter if you’re looking for a heavy-duty work truck or a daily driving sedan: if it’s on the Victory Used Car lot, you can trust that a vehicle is in great shape and ready to roll!

FREE LABOR ON ALL REPAIRS

We stand behind our vehicles so much that we offer a Free Labor Warranty on all repairs done at Victory*! As long as you’re financed with us and current on your payments, you’ll never pay for us to do any work on your vehicle!