Quick & Easy Car Loans in OKC

Easy, In-House Financing


Getting approved is a very fast process


We make the approval process easy and painless


Our in-house financing give you multiple options for approval

Buy Here Pay Here Financing Can Help

There are a number of used car dealerships in OKC, so why choose to finance with Victory Used Cars? Victory Used Cars offers a fast and easy approval process that is designed to be hassle-free. The entire process is streamlined because everything is done in-house. This provides flexibility for financing – even if you have bad credit or a minimal down payment. Our buy here pay here car dealership provides in-house financing that’s suited to your needs.

Get Approved Quickly

Victory Used Cars offers a streamlined auto financing approval process designed to make getting approved quick and easy. Unlike banks and car loan companies that may require complicated applications with tons of paperwork, you only need 3 things to get approved by Victory Used Cars:

  • Your Driver’s License
  • Proof of Income
  • Proof of Address

Why Choose Victory Used Cars?

Transparent Prices

We're totally upfront when it comes to our prices. We know you need a vehicle and we want to help you get approved and into the car you want.

Premium Vehicles

No matter if you’re looking for a heavy-duty work truck or a daily driving sedan: if it’s on the Victory Used Car lot, you can trust that it's in great shape and ready to roll!

Free Warranty

Our Free Labor Warranty covers your vehicle for the life of your loan. If you're current on loan payments, you'll only pay the flat cost for the required parts.

What is a Buy-Here, Pay-Here Car Lot?

A Buy-Here, Pay-Here dealership offers personalized financing options at the dealership rather than through a bank or credit union. That means you make your payments at the dealership where you bought the car. At Victory Used Cars, we can approve you for an easy in-house, bad-credit car loan on site, in person, on the spot at our dealership in Oklahoma City.

Does Buy-Here, Pay-Here Depend on My Credit?

Victory understands our customers are more than just a credit score. Instead of using only your credit history like traditional banks and car dealerships to make financing approval decisions, we focus on your current income and financial situation to help you get the auto financing you need.

How Does Buy-Here, Pay-Here Financing Work?

At Victory Used Cars, we look at your current financial situation to approve you for a car loan. Your credit score is not the deciding factor – we only care about your future and helping you get into the driver’s seat!

How Can I Get a Car Loan with Bad Credit?

If a traditional bank or car dealership has denied you for an auto loan, then Victory Used Cars might be perfect for you! No matter your credit score or history, you can get approved for a car loan at Victory Used Cars after answering just a few simple questions!

Is Buy-Here, Pay-Here a Good Idea?

Victory Used Cars is perfect for drivers who need a vehicle but need someone to help buy one because of bad credit history or anything else in their past. We only care about your future.

How Can I Get Approved for a Car?

Get fast and easy approval on a new ride by bringing a valid photo ID, proof of income like a paycheck stub or bank statements, and proof of residence such as a lease agreement or utility bill.

Can I Finance a Used Car?

Victory offers in-house auto financing for every used car on our lot with a quick-and-easy approval process based on your current financial situation.

Can I Buy A Car With No Credit Check?

While a credit check is required, it’s not the deciding factor on getting approved to buy a car. We look at you current situation as a whole, and can get you approved even with bad credit.

Can You Buy A Car Without A Social Security Number?

It’s actually possible to buy a car without a social security number in some circumstances, but any large purchase has to be reported to the Internal Revenue Service and this means that sellers will need your social security number. Victory Used Cars specializes in working with buyers to overcome the obstacles that prevent them from buying a car. Give us a call and let us know how we can help.

How Do I Make A Payment on My Vehicle?

To make a payment on your vehicle, please visit the online payment portal. If you have any trouble, just give us a call!