What Is a Buy Here Pay Here Dealership?

Credit Building

Make on time payments and watch your credit score improve along the way.


Take advantage of less money down and more affordable monthly payments.


Our goal is to provide more affordable lending options to more consumers.

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Victory Used Cars is a buy here, pay here dealership focused on providing you with a stress-free buying experience that makes owning your next car possible. Our flexible in-house financing allows us to offer you a personalized loan that accommodates your current financial situation. Whether you have good or bad credit, we have a car loan for you!

What is Buy Here Pay Here?

Simply put, Buy Here, Pay Here dealerships are used car dealerships that allow you to get financing and buy a car from one, convenient location. As a buy here, pay here dealership, Victory Used Cars offers in-house financing which allows us the power to approve you for a loan. When most other dealerships will deny you for low or bad credit, we offer bad credit car loans that not only help you get a vehicle, but also build you credit along the way. Take control back of your life with a used car from Victory Used Cars!

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How Does Buy Here Pay Here Work?

When you choose a buy here, pay here dealership such as Victory Used Cars, you’ll be unlocking the door to more affordable car loan options. When other dealerships deny you, we are more likely to say yes! We offer in-house financing which allows us to offer you a car loan at a lower monthly payment and lower money down. Even if you have bad credit, we have a loan for you. Once you choose your loan and your car, you’ll be able to make your payments directly to us. Get financing and buy your car from one trusted source and you’ll see just how easy car buying can be.

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It’s actually the opposite! When you choose a buy here, pay here dealership for your next car purchase, you can actually build your credit score. Every on-time monthly payment can help you grow your credit. Whether you have bad credit or no credit, our Victory Used Car loans are designed to help you get the financing you need while also improving your credit score!


What is In-House Financing?

In-house financing means financing that is offered through the buy here, pay here dealership you are looking to buy a vehicle from. That means we make the decision on who gets approved for a car loan because we are lending our own money. At Victory Used Cars we make it possible for you to secure the financing you need to purchase a vehicle, even if you have bad credit. What are you waiting for? Get approved today!

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