Bad Credit Car Loans

Get Back On Your Feet & Into the Driver's Seat!

OKC Drivers With Bad Credit Can Get Approved For A Car Loan at Victory Used Cars

Victory Used Cars is committed to making the car buying process fast, easy, and affordable for OKC drivers of every kind. That’s why Victory offers in-house financing with an approval process that prioritizes your future over your past. If a traditional bank or car dealership has denied you for an auto loan due to bad credit, then Victory Used Cars might be able to help.

Have questions? Get answers from our FAQs page.

Auto Financing That’s Not Based On Your Credit Score

For drivers with bad credit, getting approved for a car loan can feel impossible, but the truth is that it’s not. You can get approved for a car loan at Victory Used Cars no matter what your credit score or history is because in-house financing at Victory isn’t based on your credit score. Instead, we consider your current income and unique financial situation to approve you for the car loan you need.

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Overcoming Past Credit Issues

Victory understands that all kinds of everyday issues can impact your credit score. We specialize in assisting individuals who have experienced common issues including:

  • Bankruptcy
  • Divorce
  • Illness
  • Foreclosure
  • Repossession

If issues such as bankruptcy or a previous repossession have complicated the car loan process with traditional lenders, financing a used car from a trusted buy here pay here dealership might be the solution for you. Your past is never an obstacle at our dealership. We provide the opportunity to move past your history and into a new car.

Get Approved Quickly At Victory Used Cars

Victory Used Cars offers a streamlined auto financing approval process designed to make getting approved quick easy. Unlike banks and car loan companies that may require complicated applications with tons of paperwork, you only need 3 things to get approved by Victory Used Cars:

  • Your Driver’s License
  • Proof of Income
  • Proof of Address

Take the first step to getting back on your feet and into the driver’s seat by filling out our online Bad Credit Car Loan contact form.


Why Get Pre-Approved at Victory Used Cars?


We are totally up front and transparent when it comes to our prices. We know you need a vehicle, and we want to help you get approved and into the car you want as quickly as possible – without any hassle!


No matter if you’re looking for a heavy-duty work truck or a daily driving sedan: if it’s on the Victory Used Car lot, you can trust that a vehicle is in great shape and ready to roll!


We stand behind our vehicles so much that we offer a Free Labor Warranty on all repairs done at Victory*! As long as you’re financed with us and current on your payments, you’ll never pay for us to do any work on your vehicle!