Victory understands our customers are more than just a credit score. Instead of using only your credit history like traditional banks and car dealerships to make financing approval decisions, we focus on your current income and financial situation to help you get the auto financing you need.

At Victory Used Cars, we look at your current financial situation to approve you for a car loan. Your credit score is not the deciding factor – we only care about your future and helping you get into the driver’s seat!

If a traditional bank or car dealership has denied you for an auto loan, then Victory Used Cars might be perfect for you! No matter your credit score or history, you can get approved for a car loan at Victory Used Cars after answering just a few simple questions!

Get fast and easy approval on a new ride by bringing a valid photo ID, proof of income like a paycheck stub or bank statements, and proof of residence such as a lease agreement or utility bill.

Victory offers in-house auto financing for every used car on our lot with a quick-and-easy approval process based on your current financial situation.

While a credit check is required, it’s not the deciding factor on getting approved to buy a car. We look at you current situation as a whole, and can get you approved even with bad credit.

Yes, all Victory used cars come with our Free Labor Warranty that covers your car for the life of the loan!

It's actually possible to buy a car without a social security number in some circumstances, but any large purchase has to be reported to the Internal Revenue Service and this means that sellers will need your social security number. Victory Used Cars specializes in working with buyers to overcome the obstacles that prevent them from buying a car. Give us a call and let us know how we can help.

Victory Used Cars can get you approved for financing ahead of time so that you can shop for a vehicle, without stressing about a car loan or the affordability of payments. Visit our financing page to learn more or fill out the credit application to get the process started.