Victory Used Car offers in-house financing. For most customers, our financing process is simple and seamless, and we work hard to get you into the perfect vehicle quickly and conveniently.
Click on each question to see the answer.
Do you have financing terms for people with less than perfect credit?
In short, YES. You do not need perfect credit to finance through Victory Used Cars. Our finance staff knows that people of all credit ratings need vehicles. We believe that everyone deserves to drive a beautiful and reliable vehicle, regardless of their credit history, and we work hard to approve our customers so that can be the case.
What do I need to bring with me to Victory Used Cars at my scheduled appointment?
If you have secured your full approval through our online application system you will simply bring your Photo ID and your initial investment funds to your vehicle selection appointment.
Bring the following items with you to the dealership in order to Fast-Track your vehicle selection.
Does Victory Used Cars Offer Free Oil Changes?
We may offer courtesy oil changes to our customers while their vehicle is financed with us. This is a goodwill perk—not a warranty or service contract—and may be changed or discontinued at any time. Available only at our service department and not transferable if accounts are sold or if the dealership closes.
What Does The Free Labor Assistance Include?
We’re proud to offer a Courtesy Labor Assistance Program to help reduce repair costs for our customers. Whenever available, we may provide discounted labor on repairs done in our service department, while you cover the cost of parts and fluids.
This program is a goodwill benefit only and is not a warranty or service contract. Availability and eligibility may vary, and the program may be changed or discontinued at any time. It is not part of any sales or finance agreement and does not transfer if accounts are sold or if the dealership closes.
Can Victory Used Cars Service My Vehicle?
Yes. Victory Used Cars has a dedicated service department with highly trained technicians who provide maintenance and repairs exclusively for vehicles purchased from us. From routine oil changes and brake service to many common repairs, our team is here to help you keep your Victory vehicle running safely and reliably.
How Do I Make A Payment on My Vehicle?
To make a payment on your vehicle, please visit the online payment portal. If you have any trouble, just give us a call!
What is Buy Here Pay Here?
Buy Here Pay Here is just as simple as it sounds. When you buy from Victory Used Cars, we’re the dealership and the lender. You buy your next ride at Victory Used Cars, and you pay for it at Victory Used Cars. By handling both sides of the process, a BHPH dealership can work with customers at all credit levels. We specialize in helping customers with bad credit auto finance. Keep reading our FAQ to learn what you need to bring to our dealership to Fast-Track the approval process.
How does Buy Here Pay Here help people in Oklahoma City?
Our BHPH financing helps OKC and surrounding area customers facing financial setbacks, new arrivals, or anyone rebuilding credit. As a family-owned local dealer, we offer financing options that understand your situation and community.
How can I apply for Buy Here Pay Here financing in Oklahoma City?
Apply securely online at www.vucokc.com/get-approved/. It only takes minutes. After approval, choose your vehicle and head to our South Shields Blvd lot to complete the process and drive away.
Can I get approved for a car loan with bad credit in Oklahoma City?
Yes! Victory Used Cars specializes in assisting OKC and surrounding area residents with bad credit, no credit, bankruptcies, past repos, and more. We evaluate your full situation—not just your credit score—to get you approved.